List price versus the 16 September checkout capture
| Card type | List price on 7 October | Code since 16 September | 16 September checkout capture |
|---|---|---|---|
| Virtual card | 10 USD | SAVE2 | 8 USD, 20% off |
| Physical card | 100 USD | DZ100 | 80 USD, 20% off |
On 26 September the discount was visible again, and no new amount was recorded. On 7 October the site operator reported that SAVE2 and DZ100 were still usable. That report has no new checkout amount and no new screenshot. The app decides eligibility and the final figure. A waived standard-mail row, with DHL Express varying by country, does not approve delivery to Nigeria.
Fees that depend on the kind of charge
- Account maintenance is waived.
- Default-currency card transactions are waived.
- Non-default currency transactions are 1.20%.
- 1.00% is only the cryptocurrency conversion fee. It is not added to the merchant's price as a universal surcharge.
- USD-card ATM: 2% when the month's withdrawals do not exceed 10,000 USD, and 3% when they do. HKD-card ATM: 2%. Operator fees at the machine are extra.
- The table's deposit fee is free on the HKD and USD BIN rows. That does not make a blockchain network or a third-party exchange free.
Local wallet spreads are not these rows
OPay, PalmPay, bank, and peer-to-peer spreads are outside the official table. This page does not price them and does not describe a funding step. SEC authority under the 2025 Act remains a regulatory fact, not evidence that RedotPay has been approved.
Frequently asked questions
What does the official table charge to issue a virtual card?
10 USD is the list price on the 7 October 2026 image, which is not a promotional checkout. 8 USD is the 16 September 2026 SAVE2 checkout capture, at 20% off. On 26 September the discount was visible again, and no new amount was recorded. Not being named on Nigeria's restriction lists is not approval to order.
What does it charge to issue a physical card?
100 USD is the list price on that 7 October image. 80 USD is the 16 September 2026 DZ100 checkout capture, at 20% off. On 26 September the discount was visible again, and no new amount was recorded. Waived standard mail is not a Nigeria delivery approval.
Does every spend include 1.00%?
No. 1.00% is the cryptocurrency conversion fee. Default-currency transactions are waived. Non-default currency transactions are 1.20%.
What ATM rate is on the table?
USD cards pay 2% when that month's withdrawals do not exceed 10,000 USD, and 3% when they do. HKD cards pay 2%. The two card currencies are not the same rule.