Card issuance fees
| Card type | Standard fee | With promo code | Discounted target |
|---|---|---|---|
| Virtual card | $10.00 | RED10 (20% off) | $8.00 |
| Physical card | $100.00 | RED100 (20% off) | $80.00 |
Ongoing transaction fees
- Account maintenance: waived.
- Crypto conversion / transaction fee: 1.00%. Example: a $20.00 spend can become $20.20 after this fee when it applies.
- Non-default currency transaction: 1.20%.
- ATM withdrawal (USD card): 2% when monthly withdrawals are ≤ $10,000, otherwise 3%; some countries use lower daily/monthly ATM caps — confirm in-app.
These figures come from RedotPay's official Card Limitations & Fees and ATM fee Help Center articles, not third-party estimates. The app's checkout and statement screens control the final amount.
How to apply RED10 or RED100 at checkout
- Open Card in the appChoose virtual or physical after registration and identity verification.
- Enter the matching codeRED10 for a virtual card, RED100 for a physical card — on the card checkout screen, not the registration referral field.
- Confirm the discounted totalCheck that the app shows $8.00 (virtual) or $80.00 (physical) before you pay.
What this page does not cover
P2P/VND conversion spreads and any MoMo-, ZaloPay-, or bank-side charges outside RedotPay are set by those third parties, not RedotPay, and are not published on RedotPay's official fee page — this guide does not estimate them. Confirm any P2P rate directly in the app at the time of the transaction.
Frequently asked questions
How much does a RedotPay virtual card cost in Vietnam?
$10.00 to apply, or $8.00 with promo code RED10 entered at card checkout.
How much does a RedotPay physical card cost in Vietnam?
$100.00 to apply, or $80.00 with promo code RED100 entered at card checkout.
Is there a RedotPay account maintenance fee?
No. Account maintenance is waived; you pay the one-time card issuance fee and per-transaction fees only.
What does RedotPay charge for ATM withdrawals?
2% when monthly withdrawals are $10,000 or less, otherwise 3%, based on official Help Center ATM fee guidance. Some countries have lower daily or monthly ATM caps — confirm in the app.