RedotPay Fees in India (2026)

• Account maintenance: waived.
• Crypto conversion / transaction fee: 1.00%. Example: a $20.00 spend can become $20.20 after this fee when it applies.
• Non-default currency transaction: 1.20%.
• ATM withdrawal (USD card): 2% when monthly withdrawals are ≤ $10,000, otherwise 3%; some countries use lower daily/monthly ATM caps — confirm in-app.

These figures come from RedotPay's official Card Limitations & Fees and ATM fee Help Center articles, not third-party estimates. They describe what a RedotPay card costs to hold and use, wherever one can be issued. The app's checkout and statement screens control the final amount.

As rechecked on 17 September 2026, India is named on the official Card Issuance Restrictions list, whose text states that residents of the listed regions are ineligible for both virtual and physical cards and that those locations cannot be registered as billing addresses. India is separately named on the Card Delivery Restrictions list. There is therefore no card order for an Indian resident to apply SAVE2 or DZ100 to right now.

• Do not pay for a card expecting either code to push an ineligible order through.
• Do not use another country's billing address or a borrowed document. The same list names billing-address registration explicitly, and a failed address or identity check can cost you the account.
• Recheck the official list yourself before acting — it is linked in Sources and it does change.

See RedotPay in India and virtual card in India: not available for the full picture.

Where RedotPay does issue a card, the matching code goes on the card checkout screen — SAVE2 for a virtual card, DZ100 for a physical card — and never in the registration referral field. Confirm the discounted total in the app before paying; a code that worked elsewhere is not a guarantee for your account or country. See the promo code hub and referral code vs promo code.

P2P/INR conversion spreads and any UPI-, bank-, or wallet-side charges outside RedotPay are set by those third parties, not RedotPay, and are not published on RedotPay's official fee page — this guide does not estimate them. Confirm any P2P rate directly in the app at the time of the transaction. This page also does not describe ways around the card-issuance restriction. Until 16 September 2026 the India guides on this site recommended a virtual card for India; that was wrong and was corrected on 16 September 2026.