What JazzCash, Easypaisa, and Raast are for
Mobilink Microfinance Bank describes JazzCash as its digital financial-services brand for branchless banking and mobile-wallet style PKR payments. SBP's 28 January 2025 notification declares Easypaisa Bank Limited a Scheduled Bank with effect from 23 January 2025 following a Digital Retail Bank licence — it is no longer accurate to call it only a "wallet." Raast is SBP's instant payment system (official SBP page), used for real-time bank and wallet-linked transfers.
This guide does not claim that JazzCash or Easypaisa handle a "majority" of mobile-wallet volume: no SBP statistical series supporting that share claim was verified in this review. Naming these rails is descriptive context—not a ranking.
SBP 2018 circular, PVARA, and the 2026 Act
Two questions, two answers:
- Does RedotPay restrict Pakistan? No. On 17 September 2026 Pakistan appears on none of the unsupported-country, card-issuance, or card-delivery Help Center pages.
- What have SBP / Parliament / PVARA published? BPRD Circular No. 03 of 2018 (6 April 2018) states that virtual currencies/tokens are not legal tender and instructs banks, DFIs, microfinance banks, PSOs and PSPs to refrain from processing, trading, holding, transferring value, promoting or investing in them, and not to facilitate customers doing so. The Virtual Assets Ordinance, 2025 (Ordinance No. VII of 2025, promulgated 8 July 2025, Gazette 9 July 2025) established the Pakistan Virtual Assets Regulatory Authority (PVARA). The standing statute is the Virtual Assets Act, 2026 (Act No. XIII of 2026; assent 4 March 2026, Gazette 5 March 2026). PVARA's site describes the licensing framework for VASPs.
Because the 2018 circular still addresses banks and payment-system operators, this page does not provide steps to buy crypto with JazzCash, Easypaisa, or Raast for a RedotPay balance. A PVARA licence for a VASP does not automatically rewrite every bank/PSP prohibition in Circular 03/2018 for your account. RedotPay not listing Pakistan does not override Pakistani law. This page is not legal advice.
What RedotPay is for
Local PKR rails solve domestic life well. They do not automatically unlock every overseas subscription, SaaS, ads, or foreign e-commerce checkout that expects an international card network. RedotPay addresses that second job after KYC and funding with crypto — confirm eligibility in the app.
- Virtual card application: $10.00; with SAVE2 (20% off) target $8.00 if applied in-app.
- Physical card application: $100.00; with DZ100 (20% off) target $80.00 if applied.
- Account maintenance: waived.
- Transaction fee (crypto conversion): 1.00%. Example: $20.00 spend → $20.20 when that fee applies.
- Non-default currency transaction: 1.20%.
Confirm every amount on the app checkout screen before payment.
They are not the same product
| Topic | JazzCash / Easypaisa Bank / Raast | RedotPay |
|---|---|---|
| Primary job | Domestic PKR wallet, banking, instant transfers | Crypto-funded international card spend |
| Typical funding | Bank, agent cash-in, telco-linked rails | Crypto / in-app balance after KYC |
| Interchange with the other | Not a RedotPay feature claimed here | Not a local-rail substitute claimed here |
What not to assume
- Do not assume a RedotPay card tops up JazzCash or Easypaisa—or the reverse.
- Do not treat this page as a how-to for buying crypto with PKR wallets or Raast.
- Do not invent billing addresses or region settings to force acceptance.
- If Google Wallet linking fails, see the Pakistan Google Wallet guide instead of rapid retries.
A practical split for Pakistani users
Keep JazzCash / Easypaisa Bank (and Raast-connected transfers) for everyday PKR life. If you proceed with RedotPay after reading Circular 03/2018 and the Virtual Assets Act, 2026, use it when you need an international card after funding with crypto. Start with registration, KYC, then a virtual card if Card is available—enter SAVE2 or DZ100 only at card checkout.
Frequently asked questions
Can RedotPay replace JazzCash in Pakistan?
No. JazzCash and Easypaisa Bank serve local PKR payments. RedotPay is a different, crypto-funded international card product.
Is RedotPay the same as Raast?
No. Raast is Pakistan’s national instant-payment system. RedotPay is an international card product after KYC—different rail and job.
Can I fund RedotPay from JazzCash or Easypaisa?
This page does not provide those steps. SBP BPRD Circular No. 03 of 2018 instructs banks, DFIs, microfinance banks, PSOs and PSPs not to facilitate virtual currencies. Not legal advice.
Is RedotPay available in Pakistan?
As of 17 September 2026, Pakistan is not named on the official unsupported-country, card-issuance, or physical-delivery restriction pages. Confirm your own app result.
Which promo code should I use?
SAVE2 for virtual cards or DZ100 for physical cards at card checkout—not in the registration referral field.