How much does it cost to open a RedotPay card?
| Item | Fee |
|---|---|
| Virtual card application | $10.00 USD |
| Physical card application | $100.00 USD |
| Physical card mailing — Standard Mail | Waived (delivery time may vary by destination) |
| Physical card mailing — DHL Express | Varies by country; exact fee calculated at checkout from your address |
| Virtual card replacement | $5.00 for the first update; $10.00 for each subsequent update |
At card checkout — not during registration — eligible orders may use promo code SAVE2 for a virtual card ($10 → $8 target) or DZ100 for a physical card ($100 → $80 target). The discounted total shown in the RedotPay app is the final price; a code that worked elsewhere is not a guarantee for your account or country.
What fees apply when I spend or convert crypto?
| Fee type | Amount |
|---|---|
| Default currency transaction | Waived |
| Non-default currency transaction | 1.20% |
| Transaction fee (cryptocurrency conversion) | 1.00% |
| Account maintenance (monthly / annual) | Waived |
| Deposit fee (HKB BIN / USD BIN) | Free / Free |
The official ATM Help Center article matches the same non-default currency (1.2%) and crypto conversion (1%) figures. Default-currency transactions have no listed fee on that page.
What are ATM withdrawal fees and limits?
Cash withdrawal requires a physical RedotPay card at an ATM that supports major card networks. Fees and caps depend on whether you hold an HKD or USD card:
| Item | HKD card | USD card |
|---|---|---|
| ATM withdrawal fee | 2.00% | Monthly ATM withdrawals ≤ $10,000 USD: 2%; above $10,000 USD: 3% |
| ATM withdrawal times | 3 per day, 30 per month | 3 per day, 30 per month |
| ATM withdrawal daily limit | 23,000 HKD | 3,750 USD |
| ATM withdrawal monthly limit | 75,000 HKD | 50,000 USD |
For USD cards, the official table notes that in some countries and regions daily limits are $3,000 and monthly limits are $10,000; actual cash withdrawal amounts apply. Confirm the live caps for your card in the app before you travel.
What is the small transaction fee?
The official fee table lists a small auth transaction fee for transactions of $1.00 USD or less: the first 5 small transactions per card each month are waived; each following small transaction costs $0.20 USD.
What is the declined transaction fee?
Declined transactions are waived for the first 3 declined transactions per card each month; each following declined transaction costs $0.50 USD. Official reasons include, but are not limited to: insufficient balance, frozen cards, lost cards, and inputting incorrect card information.
If a payment keeps failing, stop rapid retries and read why a RedotPay card payment was declined before you try again — extra declines after the free allowance cost money.
What are the per-transaction and daily spending limits?
| Limit | HKD card | USD card |
|---|---|---|
| Balance limit | Unlimited | Unlimited |
| Transaction limit per transaction | 100,000 USD | 100,000 USD |
| Transaction daily limit | 1,000,000 USD | 1,000,000 USD |
Country fee guides on this site
The figures above are the global published table. For market-specific context (restriction lists, virtual-only shipping notes, and local checkout reminders), use the country fee pages that already exist on this site:
- Algeria fees
- Angola fees
- Bangladesh fees
- Egypt fees
- India fees
- Morocco fees
- Mozambique fees
- Nigeria fees
- Pakistan fees
- Saudi Arabia fees
- Tunisia fees
- UAE fees
- Vietnam fees
India and Morocco are on RedotPay's official card issuance restriction list in this site's existing coverage — published fees do not create a workaround. Always confirm eligibility in the app.
Frequently asked questions
How much is a RedotPay virtual card?
The official application fee is $10.00 USD. At card checkout, promo code SAVE2 may reduce the target total to $8.00 when the discount applies — confirm the final price in the app.
How much is a RedotPay physical card?
The official application fee is $100.00 USD. At card checkout, promo code DZ100 may reduce the target total to $80.00 when the discount applies. Standard mail is waived; DHL Express varies by country at checkout.
Does RedotPay charge an account maintenance fee?
No. The official fee table lists account maintenance as waived, including monthly and annual fees.
What does RedotPay charge for ATM withdrawals?
HKD cards: 2.00%. USD cards: 2% when monthly ATM withdrawals are $10,000 USD or less, and 3% on the amount above that. Daily and monthly cash caps differ by BIN; some countries use lower USD-card caps.
Is there a fee for declined RedotPay transactions?
The first 3 declined transactions per card each month are waived; each following declined transaction costs $0.50 USD per the official fee table.
What is the RedotPay per-transaction limit?
The official table lists a $100,000 USD limit per transaction and a $1,000,000 USD daily transaction limit for both HKB and USD BINs, effective from December 1, 2025.